Nagpur, October 2025: Axis Finance Limited (AFL), one of India’s fastest-growing non-banking financial companies (NBFCs), has announced the launch of ‘Axis Finance Shakti’, a Micro Loan Against Property (Micro LAP) product, on the auspicious occasion of Dhanteras. The new offering aims to empower micro-entrepreneurs, traders, and self-employed individuals by providing them with easy access to customized financial solutions for both business and personal needs.
Key Features of Axis Finance Shakti:
- Specifically designed for micro-entrepreneurs and self-employed individuals.
- Offers flexible repayment tenures and accepts a wide range of collateral types.
- Ensures simplified documentation and faster loan processing for a seamless experience.
The product caters to individuals across manufacturing, trading, and services sectors, as well as salaried customers seeking access to formal credit with minimal documentation. With flexible tenure options and acceptance of varied property types as collateral, Axis Finance Shakti enables customers to leverage their property for business expansion, working capital requirements, or personal aspirations.
Speaking at the launch, Sai Giridhar, MD & CEO, Axis Finance Limited, said:
“The launch of Axis Finance Shakti on Dhanteras underscores our continued commitment to financial inclusion and customer-centric solutions. This product is designed to serve micro-entrepreneurs, traders, and self-employed individuals who often face challenges in accessing formal credit. By offering flexible tenures, broad collateral acceptance, and simplified documentation, Shakti enables customers to unlock the potential of their property for business and personal growth. We believe this initiative will help bridge the credit gap and foster progress across emerging segments.”
He further added that by leveraging technology and efficient processes, Axis Finance aims to expand its reach across emerging markets and deliver a seamless customer experience.
Earlier this fiscal year, Axis Finance launched Disha Home Loans to make homeownership more accessible for the Economically Weaker Section (EWS) and Low-Income Group (LIG) segments. Building on that initiative, Axis Finance Shakti offers small-ticket property loans of up to ₹75 lakhs, empowering customers to unlock financial opportunities for both personal and business growth.
With a strong track record in secured mortgage products, backed by robust systems, processes, technology, underwriting capabilities, and distribution networks, Axis Finance continues to reinforce its position as a trusted financial partner across India’s emerging markets.